Estimates only — refine the amount later.
Up to $5M deposited in as little as 24 hours. Approval based on revenue — not personal credit. No collateral, no paperwork mountains.
Estimates only — refine the amount later.
As seen in
Built to be fast. Designed to be simple. The whole thing happens online.
2-minute form — revenue, time in business, funding amount. No SSN, no hard credit pull.
We compare our network of partners simultaneously and bring you the offer that fits your profile.
Sign electronically. Cash arrives in your business bank account, often within 24 hours of approval.
Banks turn down 80% of small business applications. We were built for the rest.
Our network of alternative lenders specializes in businesses banks turn down. Revenue-based underwriting, not credit scores.
Approval looks at monthly revenue and cash flow. Fair credit accepted — no perfect score required.
Many products are unsecured. Your house, car, and personal assets stay separate from the business.
Payments flex with your revenue. Slower weeks mean smaller payments — no fixed monthly cliff.
Four months of bank statements is all it takes. Our team reviews and issues offers the same day.
“I was in a tight spot with my bakery. I needed quick cash to buy new ovens for the holiday rush. Within 48 hours, the funds were in my account. I'm so grateful for their quick and efficient service.”
“Many lending companies are not personable, this one is. They treat you like a person and want to learn about your business and help it grow. They got me the funds I needed within a few days.”
“We contacted them for working capital and were promptly approved and had the money in our account ready to use for our small business. We highly recommend!”
“Ryan made the experience seamless. When information was needed for the application, he was very clear, concise and timely. The entire interaction confirmed his genuine desire to help get me funded.”
“The process of the loan was quick, easy — well experienced individuals guiding us through the process. We got our working capital that we needed. Very happy with the results.”
“They care about their customers. Have been a customer for years — their loan process is quick and easy. Funded within 24 hours!”
Can't find what you're looking for? Our team is one tap away.
Most lending partners require your business to be at least 1 year old, have a minimum of $200,000 in annual revenue (about $15,000/month), and an active business bank account. We work with credit profiles from Fair (580+) to Excellent.
Funding amounts range from $10,000 to $5,000,000 depending on revenue, time in business, and product. Working capital typically ranges $10K–$500K; term loans and SBA products go up to $5M.
No. Pre-qualification uses a soft credit inquiry only — zero impact on your credit score. A hard pull may be required later by the lender before final approval, and is always disclosed clearly first.
Many partners can fund in 24–48 hours after final approval. SBA loans and larger term loans typically take 2–4 weeks due to additional documentation requirements.
Many of our products are unsecured — no collateral or personal guarantee required. It depends on the loan type, amount, and lender. Your funding specialist will outline which options apply.
Absolutely — that's exactly who we help most. Banks approve fewer than 20% of small business loan applications. Our network specializes in businesses banks turn down, with more flexible criteria and faster decisions.
At application: 4 months of business bank statements, a government-issued ID, and basic business info (legal name, EIN, address). Some products require additional documents such as tax returns.
Join 22,000+ business owners who've secured fast, flexible funding. Check eligibility in 2 minutes — no commitment, no hard pull.
Check eligibility — it's free